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Palmcard vs Zoom AI Companion: a Zoom feature or a separate live assistant

Updated 27 October 2026 · By the Palmcard team

Short answerZoom AI Companion is a feature inside Zoom: meeting summaries, in-meeting questions and, through My Notes, bot-free notes. Palmcard is a separate desktop app that works on any platform and shows what you could say next during the call. They are not rivals so much as different layers, and many people could use both.

Competitor facts come from the vendor's own pages, checked on the date shown. Vendors change plans often, so confirm on their site.

This is not a like-for-like comparison. Zoom AI Companion is part of the platform you are already paying for. Palmcard is an app you add on top, and it also works on Meet, Teams and Webex. So the question is what the Zoom feature already covers and what is left. Zoom facts below come from Zoom's own pages, checked on 27 Oct 2026.

Palmcard and Zoom AI Companion at a glance

Zoom facts from zoom.com and Zoom support, checked 27 Oct 2026. Zoom prices in USD, Palmcard in EUR.
PalmcardZoom AI Companion / My Notes
Helps during the callYes: a private card with what you could say nextIn-meeting questions and note capture. We found no suggestions of what to say. Zoom also offers translated captions and a voice translator
Helps after the callSummary, promises made, follow-up email draftMeeting summaries and smart recording, tied into Zoom chat, whiteboard, mail and recordings
How it listensThrough your computer: microphone plus call audioNative to Zoom. My Notes captures notes across Zoom, Teams and Meet with no bots
Does a bot join?NoNo. Zoom shows participants a notice, with an indicator in the top-right while it is on
PlatformsZoom, Meet, Teams, Webex, Slack huddles, phone calls taken on the laptop. The Palmcard app runs on Mac and WindowsInside Zoom; My Notes also works across Teams and Meet
Languages25, with the suggested line in the call's languageMeeting summaries in 30+ languages; My Notes in 9
Cheapest paid plan€9 a month (Basic, 3 call-hours)AI Companion is included at no extra cost with eligible paid Zoom plans (Workplace from $14.16 per user a month billed annually). Standalone My Notes from $8.33 annually
Free option3-day trial, 10 minutes of real calls, no cardMy Notes Basic: 3 AI note uses and 20 AI queries a month

Where Zoom AI Companion is better

  • No extra cost if you already pay for Zoom. On eligible paid plans it is included, which makes it the obvious first thing to try for summaries. Palmcard is a separate subscription.
  • Built in, with a notice to everyone. Participants acknowledge a pop-up on joining, an indicator shows while it is on, and the host decides who can use it. That is open by design, and some organisations require exactly that.
  • Languages and translation. Meeting summaries cover 30+ languages, and Zoom's translated captions list 35 languages according to its 2024 blog. Zoom also has a voice translator for 9 languages. Palmcard supports 25.
  • Deep integration. Summaries connect to Zoom chat, whiteboard, mail and recordings. An app outside Zoom cannot do that.

The costs are on Zoom's side too: some features need a ZoomMate licence plus credits, the host and admins control the settings, and the voice translator is metered. Check what your own plan includes.

What Palmcard adds

  • Live help on what to say. Zoom's help pages describe summaries, questions and translation of what others say. They do not describe suggesting your reply. Palmcard writes the next line, in our tests 0.5 to 1.1 seconds after the other person stops. Absence from a help page is not proof a feature does not exist, so check Zoom's current features.
  • Any platform, the same way. Zoom, Google Meet, Microsoft Teams, Webex and Slack huddles all work, because Palmcard listens to your computer's audio rather than to one product.
  • Answers from your own documents, and an honest "I'll check and come back today" when the answer is not there.
  • A private card. Others see nothing in the participant list. Unlike Zoom's notice, you are responsible for telling them. See is it legal to use AI on calls.
  • Memory and a voice profile on the Pro plan, and a preparation brief before the call.

Translation is a good example. Zoom translates what others say. Palmcard's job is helping you phrase your answer in the language of the call. See live translation in Zoom, Meet and Teams.

Who should choose which

Your situationBetter fit
Your company is on paid Zoom and wants summaries with a visible noticeZoom AI Companion
You want captions or speech translated for a multilingual Zoom meetingZoom's translation features
You attend calls on several platforms and want one tool for allPalmcard
You need help answering a hard question as it is askedPalmcard
You sell in a second language and want the reply written for youPalmcard

Using both together

This pairing makes sense. Let Zoom handle the official summary and the notice to participants, and let Palmcard help you answer in the moment. Because Palmcard is not part of Zoom, tell the other person calls are transcribed, as you would for a recording. See also AI note taker vs real-time call assistant.

A question the Zoom summary will not answer in time
Them Can you integrate with our system, and how long would it take?
You I don't want to promise a timeline I can't back up. Let me check with our team and give you a firm answer today.

Palmcard's prices are on the pricing page.

Questions people ask

Is Zoom AI Companion free?

It is included at no extra cost with eligible paid Zoom plans, though this may vary by region. Zoom's My Notes has a free Basic tier with 3 AI note uses and 20 queries a month. Some features need extra licences or credits.

Does Zoom AI Companion join as a bot?

No. It is native to Zoom, and Zoom says My Notes needs no bots. Participants see a notice when it is on, with an indicator in the top-right.

Does Zoom AI Companion suggest what to say?

We found no such feature on Zoom's pages. It covers summaries, in-meeting questions and translation. Palmcard is built to suggest your next line during the call.

Does Palmcard only work on Zoom?

No. It works with anything that plays sound on your computer: Zoom, Google Meet, Microsoft Teams, Webex, Slack huddles and phone calls taken through the laptop.

Can I use Palmcard if my Zoom host disabled AI Companion?

Zoom's settings control Zoom's own feature. Palmcard runs separately on your computer. You should still tell others the call is transcribed, and follow your organisation's rules.

Which handles more languages?

Zoom's meeting summaries cover 30+ languages and My Notes 9. Palmcard supports 25 for live help, writing the line in the language of the call.

Sources

How this page was made. Written by the Palmcard team with AI assistance, using the product as it works today and the official pages listed above. Facts about other products were checked on 27 October 2026 and can change, so check the vendor's own page before you decide. Spot a mistake? Email prashant@studiolab.digital.